Four steps from application to funding.
No guesswork and no pressure. Here is exactly what happens after you reach out.
Apply
Fill out the short application with the basics about your business. It takes a couple of minutes, and we never ask for your Social Security number on the form.
Send statements
We ask for your last three or four months of business bank statements. Funders care most about real cash flow, so this tells them what they need to know.
Review offers
We present your file to funders that fit your business and bring back the offers. We go through each one with you: the amount, the total payback and the payment schedule.
Get funded
Choose the offer that works, sign the agreement, and the funder sends the money straight to your business bank account.
What is a merchant cash advance?
With a merchant cash advance, a funder buys a portion of your future sales at an agreed price. You get a lump sum now, and the funder collects its share through scheduled payments from your business account until the agreed amount has been delivered.
It is a purchase of future receivables, not a loan. That is why funders look mostly at your revenue and deposits rather than relying only on credit.
Have these ready
- Your business name and how long you have been open
- Your average monthly revenue
- The amount you are looking for
- Your last three or four months of business bank statements
- Any current advances or balances, so offers are realistic
Common questions
Do I need perfect credit?
No. Funders weigh your revenue and bank activity heavily. Credit still matters, but it is rarely the whole story.
How much can I get?
It depends on your monthly revenue, time in business and any current balances. Once we see your statements we will tell you what is realistic, honestly.
Who makes the decision?
The funder approves the deal and sets the terms. We are the broker. Our job is to find the right fit, explain your options and keep things moving.
Am I committed if I apply?
No. Applying lets us see what is available. You decide whether to accept an offer, and nothing is final until you sign.
How is my information handled?
We share your file only with funders and service providers involved in your request. We do not sell your information. Read our Privacy Policy for details.